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The world of acoustic music is about to get a new household name. The music of The Lone Bellow is born from tragedy and told with heart and simplicity. Zach Williams, a singer and songwriter for this Brooklyn-based group, is originally from Georgia, and his words began to flow following his wife's catastrophic horse riding accident that nearly left her paralyzed. Listen to The Lone Bellows' song "Two Sides of Lonely," from the band's forthcoming self-titled album.

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It's MORNING EDITION, from NPR News. Good morning. I'm David Greene.

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And I'm Steve Inskeep.

Even before the events of the last few days, Congress had a busy agenda. Lawmakers are negotiating over taxes and spending that could affect the economy in the year ahead, not to mention almost every part of the federal government and the take-home pay for millions of Americans.

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NPR's business news begins with a global bank settlement.

It's the big Swiss bank, UBS. It announced this morning that it will pay a total of $1.5 billion in fines for its role in rigging the interbank lending rate known as LIBOR. The settlement will be paid to Swiss, British and American regulators.

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Greece got a rare bit of good news late yesterday. Standard and Poor's upgraded the country's credit rating six notches to a B minus. I mean, not the worst grade on your report card, but in the financial world this is junk bond status.

Still, Joanna Kakissis reports from Athens that there is a more stable outlook.

Pakistani gunmen staged new attacks Wednesday on health workers carrying out a nationwide polio vaccination program. Six workers were killed Tuesday as they went house to house to administer the immunizations to area children in Karachi and the northwest city of Peshawar.

Although there were additional attacks, the Pakistani government vowed to continue the vaccination campaign — and eradicate the disease — even if there is bloodshed.

If the sheer variety of holiday music that pops up each winter is any indication, there's no genre that can't handle a little Christmas spirit. This year, Louisiana country singer Sammy Kershaw decided to test that theory with the sounds of the bayou. His new album of Cajun-infused holiday songs is called A Sammy Klaus Christmas.