An occasional series, Fiscal Cliff Notes breaks down the looming "fiscal cliff" of expiring tax cuts and deep automatic spending cuts set to hit around the first of year.

If you work, you've probably been getting this tax break: Since January 2011, the government has knocked 2 percentage points off the payroll tax.

For someone making $50,000 a year, the payroll tax holiday works out to about $20 a week.

"We definitely notice it," says Steve Warner of Winter Haven, Fla., while on vacation with his family recently in the nation's capital.

Well, the Southeastern Conference season has begun. I have it on good authority that other college football teams around the country will also be playing games this fall.

I don't know when exactly the SEC took over America. I know this is hard to believe, but the epicenter of college football used to be in the Midwest. I'm so old, I can remember when Notre Dame actually mattered, and the real tough players were supposed to come from Western Pennsylvania and Ohio.

There were a lot of preliminaries, but it was Michelle Obama's show Tuesday night at the Democratic National Convention, and she used it masterfully — carrying a rapt crowd along with a narrative of family, hard work, and truth-telling.

Largely wrung of politics, the first lady's speech plotted parallels in her life and that of her husband, President Obama. She pointedly tracked their humble beginnings and strivings in an unspoken but clear contrast to the privileged upbringing of GOP presidential nominee Mitt Romney.

If you missed the opening night of the Democratic National Convention in Charlotte, N.C., we live blogged it here.

We've also compiled five things that struck us about the night:

'Mom In Chief' Takes A Stand: There is no question that the first night of the convention belonged to first lady Michelle Obama, who delivered a sweeping, personal and dramatic endorsement of her husband, President Obama.

On Tuesday, NPR's Frank James hosted a live chat during the Democratic convention. He was joined by Neal Carruth, NPR's elections editor; political science professors Sarah Treul of the University of North Carolina and Melody Crowder-Meyer of Sewanee: The University of the South; and Jake Silverstein, editor of Texas Monthly.

Read below to see how it unfolded.

They billed the gathering in a Charlotte, N.C., Holiday Inn conference room Tuesday as the first national meeting of Mormon Democrats.

Don't laugh. Crystal Young-Otterstrom says she figures there are 1 million of them out there, and she's determined to find them.

"It's like a missionary effort," Young-Otterstrom said in a room packed with the curious, the media and a cadre of members of the Church of Jesus Christ of Latter-day Saints making the argument that the Democratic Party best represents their personal and religious values.